Accountabilities and Key Roles:
- Responsible for all aspects of IFRS 9 ECL calculations, ensuring the highest standards of accuracy, regulatory compliance, and alignment with Bank’s strategic objectives.
- Lead and review the periodic IFRS9 ECL calculation process, and provide the required analysis and reports for the senior management, ensuring they meet the regulatory requirements in terms of accuracy and timeliness.
- Lead the end to end delivery of Credit Analytics projects related to IFRS9 ECL Calculation, Regulatory requirements by creating value for the involved stakeholders, meeting needs and adhering to standard policies, processes, and governance framework. Ensuring successful delivery on time, within scope, and aligned with the Bank's strategic goals and best practices.
- Manage requirements gathering based on business processes review and gap analysis, in coordination with business stakeholders, and Evaluate proposed solution alternatives, prototypes, and proof of concepts for technical feasibility.
- Assume full ownership for all credit analytics data specially that related to IFRS9 ECL and provisions, establishing and maintaining data governance practices to ensure integrity, accuracy, and readiness for analysis.
- Enabling data-driven decision-making and strategic planning by providing advanced detailed analytical, insightful ECL dashboards and reports to the top management.
- Provide detailed analysis on the results of stress testing and scenario analysis, ensuring the models reflect various economic conditions on the Credit portfolio to mitigate the risk and support the decision making processes.
- Manage high-level relationships with internal and external auditors, ensuring transparency and responsiveness in all ECL Credit related audits and reviews.
- Ensure the timely and accurate submission of all required reports to the central banks and the auditors, maintaining full compliance with all regulatory standards and timelines.
- Collaborate effectively with key stakeholders and cross-functional teams to ensure that outcomes align with regulatory requirements and Bank's strategic goals.
- Oversee the validation, testing, and performance monitoring of Credit ECL models, ensuring they are reliable, and reflective of the IFRS9 Methodology.
- Guide and Manage the digital transformation journey in the Credit Analytics department inline with Bank’s vision, goals and objectives. Identify and implement process improvements, driving operational excellence and continuous innovation.
- Manage the support activities for the applications related to the Credit Analytics department for all GCA users across all AB PLC countries.
- Manage a departmental budget and forecasting budgetary requirements.( add: for ….)
- Guide and develop the Credit Analytics team to ensure maximum performance, direction, and motivation.
Job Requirements:
Education:
- Bachelor’s Degree in Business, IT or any related field from a recognized university.
- Professional Certificate in Project Management / Business Analysis is a plus.
Experience:
- 15+ years experience with a leading bank or consulting firm in delivery of projects in complex and/or varied environments (multi-country and across disciplines), preferably related to Credit or Corporate Banking.
Competencies:
- Extensive experience in Credit Analytics, and IFRS9.
- Strong Analytical Skills with deep knowledge in regulatory compliance.
- Proven track record of project leadership and delivery.
- Knowledge of credit and Banking applications and their use
- Excellent problem solving and analytical skills
- Fluency in English and Arabic
- Excellent interpersonal and group oral and written communication and presentation skills
- Strong work discipline and ability to work under pressure
- Good knowledge of Business Intelligence tools.
What We Offer at Arab Bank
At Arab Bank, we offer a purpose-driven and inclusive environment where innovation, continuous learning, and employee wellbeing are at the core. We are proud to welcome individuals of all generations, genders, and backgrounds, valuing the diverse perspectives that strengthen our culture and contribute to our success.
