Key Roles and Responsibilities:
- Conduct & develop a number of Financial analysis reports to Consumer Banking and Wealth Management top management and countries on monthly basis.
- Prepare CB OPCO and After OPCO reports using Finance raw data to arrange detailed view customized to CBWM needs and requirements covering BS, P&L on monthly basis and in comparison to end of year.
- Financial Trends Analysis, profitability by product, expense analysis and variances justifications per segment as well as CBWM level with full breakdown
- Analyzing liabilities performance on weekly basis by coordinating with Elite RMs across PLC to collect major inflows / outflows and drill down of COF trends and performance covering pricing, maturities, Tenors and profitability
- Assemble the Monthly Performance Pack covering all PLC countries actual performance compared to the business plans, historical trends and budget highlighting the performance of Balances, P&L details, NIMs, Liabilities Concentration (Top 30 Depositors), Split by Currency, USD Contribution, WMPB Performance , Loans Sales, Transfers, Cross Boarder, CC Spending, Customer Base & NTB, Network Optimization, Digital Metrix and POS Acquiring Achievements.
- Work on Monthly financial reports and BOD Meetings for Subsidiaries “IIAB and Tunis” by analyzing financial trends, OPCO reports, concentrations, liquidity, investments and justifying discrepancies.
- Analyze and interpret, compile and report the financial performance of each country’s Fixed Deposit on a monthly basis including but not limited to pricing, maturities, Tenors, and negative deals.
- Comprehensive analysis on Remittances, local and International Transfers across PLC countries across various channels.
- Plan, coordinate, develop and implement all budgeting related activities of Consumer Banking and Wealth Management Line of Business in conjunction with all functional heads and in alignment with strategy.
Job Requirements:
Education:
- University degree from a reputable university in Financial related field. Master degree is preferred.
Experience:
- +3 years in Finance preferably banking.
Competencies:
Technical:
- Financial Analysis.
- Financial Reporting.
- Excellent Computer skills (Excel) (certified is a +).
- Budgeting.
Personal:
- Fluent in English and Arabic.
- Good interpersonal, communication, and presentation skills.
- Time management.
