Accountabilities and Key Roles:
- Manage the delivery of IFRS 9 ECL Calculations, Credit Analytics and Regulatory Reporting across AB Group entities, ensuring accuracy, quality and timely completion.
- Review ECL Results, Credit Risk Analytics and Model Outputs, monitor portfolio movements and support model performance, validation and enhancement activities.
- Manage the delivery of Credit Analytics Projects and the Digital Transformation initiatives within the Credit Analytics and ECL function.
- Manage requirements gathering based on business processes review and gap analysis in coordination with business stakeholders, and Evaluate proposed solutions and prototypes.
- Lead Automation and process improvement initiatives across IFRS9 ECL, Credit Reporting and Analytics to improve efficiency and avoid manual intervention.
- Lead data analysis and SQL-based data extraction, including the development and review of complex SQL queries to source, analyze, reconcile, and validate Credit, IFRS 9 ECL, and regulatory data.
- Analyze large and complex datasets to identify data quality issues, portfolio trends, ECL movements, exceptions and key credit risk indicators, providing actionable insights to support management decision-making.
- Coordinate data sourcing, validation, reconciliation and data quality activities required for IFRS 9 ECL, credit analytics and regulatory reporting.
- Manage the development and delivery of Credit Dashboards, Analytical Reports and Power BI solutions to provide actionable insights for Credit monitoring and decision-making.
- Manage UAT, System Enhancements and Implementation Activities related to IFRS 9, Credit Analytics and reporting platforms.
- Coordinate with Credit, Risk, Finance, IT, Data Engineering and other stakeholders to ensure effective delivery of analytical solutions and data requirements.
- Support internal and external audit, regulatory and assurance activities, ensuring timely and accurate responses and effective closure of observations.
- Provide Technical Guidance, Coaching and Quality Review to Credit Advanced Analytics Specialists and ensure adherence to approved methodologies and standards.
- Monitor assigned deliverables, priorities, risks and dependencies and escalate significant issues to the Head of Credit Advanced Analytics.
Key Performance Indicators:
- Accurate, complete and timely delivery of IFRS 9 ECL, credit analytics and regulatory reporting.
- Quality and effectiveness of data analysis, SQL queries, dashboards and analytical reporting.
- Successful delivery of automation, system enhancements and assigned projects within agreed timelines and quality standards.
- Effective team performance, stakeholder coordination and adherence to IFRS 9 methodology, regulatory requirements and internal governance policies.
Job Requirements:
Education:
- Graduate degree in Business, IT, Finance, Statistics or any related field from a recognized university.
- Professional certification in IFRS 9, Data Analytics , Business Analysis or Project Management is an advantage.
Experience:
- 7-8 years of relevant experience in banking or consulting, preferably covering IFRS 9, Credit Risk Analytics, Data Analytics or Regulatory Reporting.
Competencies:
- Strong experience in Credit Analytics and IFRS 9.
- Strong technical skills in SQL, Data Analysis, visualization, and story-telling.
- Fluency in English and Arabic
- Strong background in credit and accounting
- Excellent interpersonal and group oral and written communication and presentation skills
- Strong work discipline and ability to work under pressure
- Advanced working knowledge of BI tools
What We Offer at Arab Bank
At Arab Bank, we offer a purpose-driven and inclusive environment where innovation, continuous learning, and employee wellbeing are at the core. We are proud to welcome individuals of all generations, genders, and backgrounds, valuing the diverse perspectives that strengthen our culture and contribute to our success.
