Client: Confidential Regulated Fintech (BNPL)

Employment Type: Full-time

Experience: 10+ years (Technology Leadership)

Recruitment Partner: Line Two

About the Role

Line Two is supporting a confidential, regulated fintech (BNPL) to hire a Chief Technology Officer (CTO) to define, build, secure, and scale the company’s end-to-end technology ecosystem. This role owns the long-term technology vision and execution, ensuring the platform remains secure, scalable, regulator-ready, and innovation-driven as the business expands across Jordan and future regional markets.

Key Responsibilities

Define and continuously evolve the company’s technology vision, principles, and roadmap aligned with business strategy.
Translate business objectives into scalable architecture and execution plans; ensure long-term maintainability and cost efficiency.
Own overall system architecture & platform ownership across:
Customer applications
Merchant platforms
Core BNPL engines
Internal operational systems
APIs and partner ecosystems
Ensure the platform is API-first, modular, and cloud-native; govern technical debt and architectural evolution.
Oversee full product engineering lifecycle from concept to production; establish delivery governance, engineering KPIs, and release discipline.
Lead security, compliance & regulatory readiness across technology controls, including access management, logging, audit trails, and incident response.
Drive cloud & DevOps best practices (CI/CD, monitoring, alerting, disaster recovery) to ensure availability and resilience.
Own data architecture and governance, enabling real-time reporting, analytics, and decision-making while ensuring data quality and regulatory compliance.
Lead technology governance & vendor management (standards, documentation, QA frameworks, third-party alignment).
Build and scale a high-performing tech organization (org design, hiring, retention, culture, succession planning).
Represent technology at executive/board level; support investor engagement, due diligence, and strategic partnerships.

Required Qualifications

10+ years in software engineering and technology leadership.
Proven experience in fintech, banking, payments, lending, or regulated financial services.
Prior leadership role as CTO / VP Engineering / Head of Technology (or equivalent).
Strong experience scaling platforms through multiple growth stages.
Strong hands-on background in:
Backend systems (e.g., Java / Node.js / Python or similar)
APIs and microservices architecture
Relational and non-relational databases
Solid understanding of:
Financial transactions and credit flows
Security architecture and cloud infrastructure
Scalability and high-availability design
Experience engaging with regulators/supervisory authorities; familiarity with fintech compliance, audits, and regulatory reporting.
Exposure to MENA / emerging markets is a strong advantage.

Preferred / Nice to Have

Track record delivering AI/data/automation initiatives (risk engines, analytics, decisioning).
Strong operational resilience mindset (BCP/DR, incident management, stability at scale).
Experience building enterprise-grade security and technology risk frameworks.

How to Apply

Apply via LinkedIn with your updated CV. Please include your notice period, current location, and work authorization (if applicable).

We welcome applications from all qualified candidates. Hiring decisions are based on skills, experience, and role requirements.

Follow Line Two for senior leadership roles across fintech, banking, compliance, risk, and technology in Jordan & the GCC.

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